Personal Finance
In Foundations in Personal Finance, students will learn the money skills that are relevant to their current finances, and their finances once an independent adult. They will have a solid foundation for budgeting and managing money in adulthood. We will avoid formulas and theories and instead use time-tested principles and real-life applications. This course is based on Dave Ramsay Solutions principles.
Resources and Materials:
Foundations in personal finance high school edition 4th edition
— Author: David Ramsey — ISBN-13: 1936948648
Notebook/Paper/Pencil
Categories: Elective
Target Levels: Grade 9; Grade 10; Grade 11; Grade 12
High School Credits: .5
Robin Parker
Tuition and Class Schedule by Academic Term:
Tuition and Fees
Tuition Fee: $450.00
Paid Security Guard Fee for Safety of Students: $25.00
Topics and Objectives
1. Introduction to Personal Finance
- Personal Finance and You)
- A History of Credit and Debt
- It’s Time for a Change
- The Road to Financial Success
- Financial Literacy
- Money Personalities and Relationships
2. Budgeting Basics
- The Benefits of Budgeting
- Components of a Budget
- Building a Zero-Based Budget
- Tracking Your Expenses
- Make Budgeting a Habit
- Relationships and Budgeting
3. Saving Money
- Saving Money Takes Discipline
- Three Basic Reasons to Save
- Saving for Emergencies
- Saving for Large Purchases
- Building Wealth
- Compound Interest and Growth
4. Credit and Debt
- Beware of Credit and Debt
- Sources and Types of Credit
- Credit Scores and Credit Reports
- The Truth About Credit Cards
- The Truth About Car Loans
- Getting and Staying Out of Debt
5. Consumer Awareness
- The Psychology of Sales
- Buyer Beware
- The Marketing Machine
- Becoming a Smart Spender
- Protecting Yourself as a Consumer
- Your Spending Behavior